“OTP” usually means “one-time password.” It is a temporary code used to verify your identity when you log in, make a payment, or confirm an action online.
People often receive an OTP by text message, email, or an authentication app. They enter the code once, and it usually expires after a short time for security.
Meaning & Usage
An OTP is a single-use security code. Companies use it to make accounts safer and to check that the real user is the one trying to sign in.
Examples
You may get an OTP when you sign in to your bank account, reset your password, or verify a new device. For example, “Enter the OTP sent to your phone.”
Where do people usually get an OTP?
Most people get it by SMS, email, or through an app like Google Authenticator or a similar security app.
Why is an OTP used?
It helps protect accounts by adding an extra layer of security, so it is harder for someone else to access your account.
Is an OTP the same as a password?
No. A password is usually permanent, while an OTP is temporary and can only be used once.
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