“OTP” usually means “one-time password.” It is a temporary code used to verify your identity when you log in, make a payment, or complete another secure action.
People often receive an OTP by text message, email, or an app. They enter the code quickly before it expires, which helps keep accounts and transactions safer.
Meaning & Usage
An OTP is a short code that works only once, or for a limited time. It is commonly used for two-factor authentication, online banking, shopping, and account verification.
Examples
You may get an OTP when signing in to WhatsApp, checking your bank account, or confirming an online purchase. For example, “Enter the OTP sent to your phone.”
Is an OTP the same as a password?
No. A password is usually permanent, while an OTP is temporary and changes each time it is sent.
Why do websites use OTPs?
Websites use OTPs to add extra security and make sure the person logging in is really the account owner.
How do I get an OTP?
Usually, you receive it by SMS, email, or through an authentication app after you request it.
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